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PointsDog

Comparison · no annual fee

No annual fee, by the published terms.

No fee means no credit table to decode. The question is only the earn rate on the category you actually spend in, and whether the currency is cash or points you'd need to learn.

8 cardsIssuer pages read 2026-08-30Sorted by the data, never by commission
  1. 1

    Capital One Savor Cash Rewards Credit Card

    5%$0 feeNo foreign fee
    Cash back · Hotels, vacation rentals & rental cars booked through Capital One Travel
    TermsIssuerDirect
  2. 2

    Chase Freedom Flex

    5% · cap $6k$0 feeForeign fee unconfirmed
    Chase Ultimate Rewards · Rotating quarterly bonus categories (activation required)
    TermsIssuerDirect
  3. 3

    Chase Freedom Unlimited

    5%$0 feeForeign fee unconfirmed
    Chase Ultimate Rewards · Travel purchased through Chase Travel
    TermsIssuerDirect
  4. 4

    Citi Double Cash Card

    5%$0 feeForeign fee unconfirmed
    Citi ThankYou · Hotels, car rentals & attractions booked through Citi Travel
    TermsIssuerDirect
  5. 5

    Bilt Blue Card

    up to 4X$0 feeNo foreign feeTransfers
    Bilt Rewards · Dining at Bilt partners
    TermsIssuerDirect
  6. 6

    Blue Cash Everyday Card from American Express

    3% · cap $6k$0 fee2.7% foreign fee
    Cash back · U.S. supermarkets
    TermsIssuerDirect
  7. 7

    Wells Fargo Autograph Card

    3X$0 feeNo foreign feeTransfers
    Wells Fargo Rewards · Restaurants, travel, gas stations, transit, popular streaming services, phone plans
    TermsIssuerDirect
  8. 8

    Wells Fargo Active Cash Card

    2%$0 feeForeign fee unconfirmed
    Cash back · All purchases
    TermsIssuerDirect

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