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Comparison · groceries

Best cards for groceries, by the published rate.

Grocery is the category with the biggest published multipliers and the tightest caps. Read the cap with the rate: 6% on the first $6,000 a year is $360, then it's 1%.

9 cardsIssuer pages read 2026-08-30Sorted by the data, never by commission
  1. 1

    Blue Cash Preferred Card from American Express

    6% · cap $6k$95 fee2.7% foreign fee
    Cash back · U.S. supermarkets (groceries)
  2. 2

    Hilton Honors American Express Surpass Card

    6X$150 feeNo foreign fee
    Hilton Honors · U.S. restaurants, U.S. supermarkets, U.S. gas stations
  3. 3

    American Express Gold Card

    4X · cap $25k$325 feeNo foreign feeTransfers
    Amex Membership Rewards · U.S. supermarkets
  4. 4

    Blue Cash Everyday Card from American Express

    3% · cap $6k$0 fee2.7% foreign fee
    Cash back · U.S. supermarkets
  5. 5

    Capital One Savor Cash Rewards Credit Card

    3%$0 feeNo foreign fee
    Cash back · Grocery stores (excluding superstores like Walmart and Target), dining, entertainment, popular streaming services
  6. 6

    Bilt Obsidian Card

    up to 3X$95 feeNo foreign feeTransfers
    Bilt Rewards · Dining or grocery (choose one; grocery capped at $25k/yr; up to 6X at Bilt dining partners)
  7. 7

    Chase Sapphire Preferred

    3X$95 feeNo foreign feeTransfers
    Chase Ultimate Rewards · Select streaming services and online grocery (exclusions apply)
  8. 8

    Citi Strata Premier Card

    3X$95 feeNo foreign feeTransfers
    Citi ThankYou · Supermarkets
  9. 9

    Chase Southwest Rapid Rewards Plus Card

    2X · cap $5k$99 feeNo foreign fee
    Southwest Rapid Rewards · Gas stations and grocery stores (first $5,000 in combined purchases per year)

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