Earn rates, as stated
12XHilton portfolio properties (direct booking)Issuer wording: 12 points per dollar (3 base + 9 additional)
6XU.S. restaurants, U.S. supermarkets, U.S. gas stationsIssuer wording: 6 points per dollar (3 base + 3 additional)
4XU.S. online retail purchasesIssuer wording: 4 points per dollar (3 base + 1 additional)
3XAll other eligible purchasesIssuer wording: 3 points per dollar
Credits, as stated
$450 / yr if fully usedHilton Resort/Property Statement CreditUp to $50 in statement credits per calendar quarter, up to $200 annuallyquarterly
Amex Venue Collection Concessions10% back, up to $250 in statement creditsannual
Hilton Honors Gold StatusComplimentary elite status, includes 80% bonus on base points earned on Hilton staysongoing, as long as card is open
Free Night RewardOne Free Night Reward at a Hilton portfolio propertyafter $15,000 in eligible purchases in a calendar year
National Car Rental Emerald Club Executive StatusComplimentary elite statusongoing, as long as card is open
Diamond Status UpgradeHilton Honors Diamond status through the end of the next calendar yearafter $40,000 in eligible purchases in a calendar year
Welcome offer, as stated by the issuer
130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card within the first 6 months of Card Membership.as of 2026-08-29
- Main marketing page (https://www.americanexpress.com/us/credit-cards/card/hilton-honors-surpass/) returned truncated/JS-rendered content via WebFetch and could not be used directly; annual fee, welcome offer, and earn rates were instead confirmed from the linked prospect terms/disclosures page and the supplementary benefit-terms page on americanexpress.com, both fetched today.
- Welcome offer of 130,000 points / $3,000 spend / 6 months was confirmed on the prospect terms & disclosures page fetched today (2026-08-29); this is the currently posted public offer, not a personalized/targeted offer, but Amex welcome offers change frequently and should be re-verified close to publish date.
- No introductory/first-year annual fee waiver was found in the fetched welcome-offer terms text — confirm before publishing any claim of a $0 first-year fee.
- Amex Venue Collection Concessions benefit (10% back up to $250/year) appeared in the benefits page fetch but exact program name/current terms should be re-confirmed against the live benefits page before publishing, as Amex booking-platform benefit names change periodically.
- APR range (seen in third-party/search summaries as approx. 19.49%-28.49% variable) was NOT confirmed via a direct americanexpress.com fetch in this session and is therefore omitted from this file entirely — do not add it without a fresh direct-page confirmation.