Earn rates, as stated
3%U.S. supermarketsIssuer wording: 3% cash back on up to $6,000 in purchases per year, then 1%
3%U.S. online retail purchasesIssuer wording: 3% cash back on up to $6,000 in purchases per year, then 1%
3%U.S. gas stationsIssuer wording: 3% cash back on up to $6,000 in purchases per year, then 1%
1%All other eligible purchasesIssuer wording: 1% cash back
Credits, as stated
$84 / yr if fully usedDisney Streaming Credit (Disney+, Hulu, ESPN subscriptions)Up to $7 back per month (up to $84 back annually)monthly
Welcome offer, as stated by the issuer
After spending $2,000 in purchases on your new Card within the first 6 months, you get $200 back in your pocket as a statement credit. Terms apply.as of 2026-08-29
- Annual fee ($0/None) and foreign transaction fee (2.7%) confirmed via the official Card Member Agreement / Rates and Fees Table PDF (as of 12/31/2025), not the live marketing page — the marketing page (https://www.americanexpress.com/us/credit-cards/card/blue-cash-everyday/) is JS-rendered and returned only nav/header content on direct fetch.
- Welcome offer ($200 statement credit after $2,000 spend in first 6 months) was pulled from an americanexpress.com credit-intel comparison article fetched today; promotional welcome offers are frequently personalized/time-limited on the live application page and should be re-verified on the actual apply page immediately before publishing.
- Card also carries a Purchase Protection benefit (up to $1,000 per covered purchase, up to $50,000 per calendar year) per the credit-intel benefits page; not included in the credits array since it's an insurance-type benefit rather than a recurring statement credit — flagging for awareness only.
- No cell phone protection, extended warranty dollar figures, or additional named credits were found on the fetched pages; if the article needs more benefit detail, fetch americanexpress.com/us/credit-cards/card/blue-cash-everyday/26129/ again (returned truncated on this pass) or the full Card Member Agreement Part 2/3 for benefit terms.