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Comparison · premium

Premium cards, by the published terms.

Premium cards sell a bundle: lounges, credits, status, a transferable currency. The fee is real money every year; the credits are real only if you'd have spent them anyway. This table is the fee and the currency; each card page lists the credits as the issuer states them, and the guide below shows how to value them.

5 cardsIssuer pages read 2026-08-30Sorted by the data, never by commission
  1. 1

    The Platinum Card from American Express

    $895 feeForeign fee: No Foreign Transaction F…Transfers
    Amex Membership Rewards
  2. 2

    Chase Sapphire Reserve

    $795 feeNo foreign feeTransfers
    Chase Ultimate Rewards
  3. 3

    Marriott Bonvoy Brilliant American Express Card

    $650 feeNo foreign feeTransfers
    Marriott Bonvoy
  4. 4

    Bilt Palladium Card

    $495 feeForeign fee unconfirmedTransfers
    Bilt Rewards
  5. 5

    Capital One Venture X Rewards Credit Card

    $395 feeNo foreign feeTransfers
    Capital One Miles

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