Earn rates, as stated
5%Rotating quarterly bonus categories (activation required)Issuer wording: 5%, up to $1,500 in combined purchases per quarter, then 1%
5%Travel purchased through Chase Travel
3%Dining at restaurants, including takeout and eligible delivery services
3%Drugstore purchases
1%All other purchases
2%Qualifying Lyft products and services purchased through the Lyft appIssuer wording: 2% total, through 9/30/2027
Credits, as stated
Complimentary DashPass membershipThe $10-off-quarterly piece runs through Dec 31, 2027 per the page.6 months complimentary, $0 delivery fees; up to $10 off quarterly on non-restaurant DoorDash orders6 months
Welcome offer, as stated by the issuer
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.as of 2026-08-29
- Network confirmed directly on issuer page as World Elite Mastercard.
- Foreign transaction fee not stated on the fetched official product page — set to null rather than guessed.
- Page does not mention Ultimate Rewards transfer partner eligibility for this card; transferPartners set to false per instructions default for Freedom cards.
- Current rotating 5% category as of verification date (per issuer page, Jul-Sep 2026 quarter): Gas Stations, Public Transit, EV Charging, Select Live Entertainment, United Way. Categories rotate quarterly and require activation — do not treat as permanent.