Earn rates, as stated
9XEligible United flightsIssuer wording: 9x total miles
3XAll other eligible United purchases
2XHotel stays when booked directly with the hotel
2XDining, including eligible delivery services
1XAll other purchases
Credits, as stated
$560 / yr if fully usedFirst standard checked bag freefor primary cardholder and one companion per tripper trip
United Club one-time passes2 passesper year
Global Entry / TSA PreCheck / NEXUS fee creditup to $120every 4 years
Inflight purchase statement credit25% backon eligible food, beverage, Wi-Fi, and Club purchases
United TravelBank cash$100per calendar year, after $10,000 spent
United Hotels creditup to $100each anniversary year
Rideshare statement creditsup to $60each calendar year
Avis/Budget creditup to $50each anniversary year
Instacart creditup to $120 totaleach calendar year
JSX creditup to $100annually
Award flight discount10,000-mile discountannual, after $20,000 spent in a calendar year
Welcome offer, as stated by the issuer
Earn up to 60,000 bonus miles: 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening, plus 10,000 bonus miles after you add an authorized user within the first 3 months.as of 2026-08-29
- Annual fee is $0 intro for the first year, then $150 thereafter, per the issuer page. The annualFee field above reflects the ongoing $150 fee per this task's instructions; the $0 first-year intro is noted here.
- Network confirmed as Visa via Chase's own /visa-credit-cards listing page and via the issuer page's mention of 'complimentary Visa Signature Concierge Service', indicating Visa Signature tier.
- This is a co-brand airline card earning United MileagePlus miles directly rather than transferable Chase Ultimate Rewards points, so transferPartners is set to false.